:root{--bg0:#070b14;--bg1:#0c1220;--bg2:#11192a;--text:#ecf3ff;--soft:#c9d6ea;--dim:#8fa0bc;--line:rgba(126,144,176,.18);--cyan:#38bdf8;--green:#22c55e;--red:#ef4444;--max:1180px;--shadow:0 24px 64px rgba(0,0,0,.34)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--text);font-family:Inter,"Segoe UI",Arial,sans-serif;background:radial-gradient(circle at 18% 0%,rgba(59,130,246,.15),transparent 30%),radial-gradient(circle at 82% 4%,rgba(139,92,246,.1),transparent 25%),linear-gradient(180deg,var(--bg0),var(--bg1) 40%,var(--bg2));line-height:1.5}button,input,select{font:inherit}.container{width:min(var(--max),calc(100% - 32px));margin:auto}a{color:inherit;text-decoration:none}h1,h2,h3,h4,p{margin-top:0}
.site-nav{position:sticky;top:0;z-index:20;border-bottom:1px solid rgba(255,255,255,.05);background:rgba(7,11,20,.8);backdrop-filter:blur(16px)}.nav-inner{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center}.brand img{width:210px;max-height:48px;object-fit:contain}.brand-fallback{font-size:23px;font-weight:900;letter-spacing:-.06em}.brand-fallback span{color:var(--cyan)}.nav-links{display:flex;align-items:center;gap:7px}.nav-links>a{padding:9px 13px;border-radius:999px;color:#dbeafe;font-size:14px}.nav-links>a:hover,.nav-links>a.active{background:rgba(255,255,255,.06)}.nav-links>a.active{box-shadow:inset 0 0 0 1px rgba(56,189,248,.2)}.nav-links .nav-cta{margin-left:4px;padding:10px 17px;background:linear-gradient(180deg,#2764ed,#194ac7);box-shadow:0 0 24px rgba(56,189,248,.22);font-weight:800}.nav-toggle{display:none;color:var(--soft);background:rgba(255,255,255,.04);border:1px solid var(--line);border-radius:999px;padding:8px 14px}
.hero{padding:72px 0 52px}.hero-grid{display:grid;grid-template-columns:1.35fr .65fr;align-items:center;gap:64px}.eyebrow{display:flex;align-items:center;gap:9px;color:#a9d7ff;font-size:12px;letter-spacing:.13em;text-transform:uppercase;font-weight:850}.pulse{width:8px;height:8px;border-radius:50%;background:var(--green);box-shadow:0 0 16px var(--green)}.hero h1{max-width:820px;margin:15px 0 20px;font-size:clamp(44px,6.2vw,76px);line-height:.98;letter-spacing:-.055em}.hero h1 span{color:#7dd3fc;text-shadow:0 0 34px rgba(56,189,248,.2)}.hero-grid>div>p{max-width:720px;color:var(--soft);font-size:18px}.hero-pills{display:flex;flex-wrap:wrap;gap:9px;margin-top:24px}.hero-pills span{padding:7px 11px;border:1px solid var(--line);border-radius:999px;background:rgba(255,255,255,.025);color:var(--dim);font-size:12px}.hero-snapshot{padding:24px;border:1px solid rgba(56,189,248,.22);border-radius:24px;background:linear-gradient(155deg,rgba(18,34,58,.95),rgba(9,15,27,.96));box-shadow:var(--shadow),0 0 60px rgba(37,99,235,.12);transform:rotate(1deg)}.snapshot-head,.snapshot-row{display:flex;align-items:center;justify-content:space-between;gap:12px}.snapshot-head{color:var(--dim);font-size:11px;font-weight:900;letter-spacing:.12em}.live-dot{color:#86efac}.snapshot-number{margin-top:25px;font-size:44px;font-weight:950;letter-spacing:-.05em}.snapshot-label{padding-bottom:22px;color:var(--dim);font-size:13px;border-bottom:1px solid var(--line)}.snapshot-row{padding-top:15px;color:var(--dim);font-size:13px}.snapshot-row strong{color:var(--text)}
.calculator-section{padding:48px 0 70px}.section-heading{display:flex;align-items:end;justify-content:space-between;gap:32px;margin-bottom:25px}.section-heading h2,.insight-main h2,.cta-card h2{margin:9px 0 0;font-size:clamp(32px,4.5vw,48px);line-height:1.04;letter-spacing:-.045em}.section-heading>p{max-width:520px;margin:0;color:var(--dim)}.calculator-grid{display:grid;grid-template-columns:minmax(0,.92fr) minmax(0,1.08fr);gap:18px;align-items:start}.input-panel,.results-panel{border:1px solid var(--line);border-radius:26px;background:linear-gradient(180deg,rgba(16,27,47,.95),rgba(8,14,25,.96));box-shadow:var(--shadow);overflow:hidden}.panel-top{min-height:72px;padding:18px 22px;border-bottom:1px solid var(--line);display:flex;align-items:center;justify-content:space-between;gap:12px}.panel-top>div{display:flex;align-items:center;gap:11px}.panel-top h3{margin:0;font-size:18px}.step{display:grid;place-items:center;width:31px;height:31px;border-radius:10px;color:#bae6fd;background:rgba(56,189,248,.1);border:1px solid rgba(56,189,248,.22);font-size:11px;font-weight:900}.step.green{color:#bbf7d0;background:rgba(34,197,94,.1);border-color:rgba(34,197,94,.22)}.text-button,.share-button{border:0;color:#a9d7ff;background:transparent;cursor:pointer;font-size:12px;font-weight:800}.share-button{padding:8px 12px;border:1px solid rgba(56,189,248,.2);border-radius:999px;background:rgba(56,189,248,.07)}
.input-section{padding:22px;border-bottom:1px solid var(--line)}.input-section-title{margin-bottom:15px;color:var(--dim);font-size:11px;text-transform:uppercase;letter-spacing:.12em;font-weight:900}.fields{display:grid;gap:14px}.fields.two{grid-template-columns:repeat(2,minmax(0,1fr))}.fields label,.payout-table label{display:grid;gap:7px;color:var(--soft);font-size:12px;font-weight:700}input,select{width:100%;min-width:0;height:45px;padding:0 12px;color:var(--text);border:1px solid rgba(126,144,176,.24);border-radius:11px;outline:0;background:rgba(4,9,18,.68)}input:focus,select:focus{border-color:rgba(56,189,248,.65);box-shadow:0 0 0 3px rgba(56,189,248,.08)}.suffix-input{position:relative;display:block}.suffix-input input{padding-right:34px}.suffix-input>span{position:absolute;right:12px;top:50%;transform:translateY(-50%);color:var(--dim);font-weight:800}.field-note,.advanced-body>p{margin:13px 0 0;color:var(--dim);font-size:11px;line-height:1.55}.advanced summary{list-style:none;min-height:66px;padding:17px 22px;display:flex;align-items:center;justify-content:space-between;cursor:pointer;font-size:14px;font-weight:850}.advanced summary::-webkit-details-marker{display:none}.advanced summary>span:first-child{display:flex;align-items:center;gap:11px}.advanced[open] .chevron{transform:rotate(180deg)}.advanced-body{padding:0 22px 22px}.advanced-body>p{margin:0 0 13px}.payout-table-head,.payout-table label{display:grid;grid-template-columns:54px 1fr 1.2fr;gap:10px;align-items:center}.payout-table-head{padding:0 2px 7px;color:var(--dim);font-size:10px;text-transform:uppercase}.payout-table label{margin-top:8px}.payout-table label strong{color:var(--dim)}
.results-panel{padding-bottom:22px}.verdict{margin:20px 22px 14px;padding:20px;border:1px solid rgba(34,197,94,.2);border-radius:18px;background:radial-gradient(circle at 85% 10%,rgba(34,197,94,.11),transparent 34%),rgba(34,197,94,.045);display:flex;align-items:center;justify-content:space-between;gap:16px}.verdict.negative{border-color:rgba(239,68,68,.22);background:radial-gradient(circle at 85% 10%,rgba(239,68,68,.11),transparent 34%),rgba(239,68,68,.04)}.verdict-kicker,.mini-label{display:block;margin-bottom:5px;color:#86efac;font-size:10px;font-weight:900;letter-spacing:.12em}.negative .verdict-kicker{color:#fca5a5}.verdict strong{display:block;font-size:18px}.verdict small{display:block;max-width:330px;margin-top:4px;color:var(--dim)}.verdict-value{font-size:34px;font-weight:950;letter-spacing:-.04em;white-space:nowrap}.metric-grid{padding:0 22px;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.metric-grid article{min-height:104px;padding:15px;border:1px solid var(--line);border-radius:15px;background:rgba(255,255,255,.022)}.metric-grid span{display:block;color:var(--dim);font-size:11px}.metric-grid strong{display:block;margin-top:6px;font-size:22px;letter-spacing:-.03em}.metric-grid small{color:#6f829f;font-size:10px}.probability-card,.lifetime-card{margin:14px 22px 0;padding:18px;border:1px solid var(--line);border-radius:17px;background:rgba(255,255,255,.02)}.card-title,.lifetime-line,.probability-row>div:first-child{display:flex;align-items:center;justify-content:space-between;gap:12px}.card-title h4{margin:0;font-size:15px}.card-title>strong{font-size:13px;color:#bfdbfe}.probability-row{margin-top:16px}.probability-row>div:first-child{color:var(--dim);font-size:12px}.probability-row strong{color:var(--text)}.bar{height:7px;margin-top:7px;border-radius:999px;overflow:hidden;background:rgba(255,255,255,.06)}.bar i{display:block;width:0;height:100%;border-radius:inherit;background:linear-gradient(90deg,#2563eb,#38bdf8);transition:width .35s ease}.bar.payout i{background:linear-gradient(90deg,#7c3aed,#c084fc)}.probability-card>p{margin:14px 0 0;color:#71839e;font-size:10px}.lifetime-line{padding:10px 0;color:var(--dim);font-size:12px;border-bottom:1px solid rgba(126,144,176,.1)}.lifetime-line strong{color:var(--soft)}.lifetime-line.total{padding-bottom:0;border:0;color:var(--soft);font-weight:800}.lifetime-line.total strong{font-size:16px;color:#86efac}
.scenario-section{padding:70px 0;background:rgba(2,6,14,.28);border-block:1px solid rgba(255,255,255,.035)}.section-heading.compact{align-items:center}.scenario-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.scenario-card{position:relative;padding:22px;border:1px solid var(--line);border-radius:19px;background:linear-gradient(180deg,rgba(17,28,49,.84),rgba(9,15,27,.9));overflow:hidden}.scenario-card.base{border-color:rgba(56,189,248,.32);box-shadow:0 0 35px rgba(56,189,248,.08)}.scenario-card:before{content:"";position:absolute;inset:0 auto auto 0;width:100%;height:2px;background:var(--scenario-color,#64748b)}.scenario-name{display:flex;justify-content:space-between;color:var(--soft);font-size:13px;font-weight:850}.scenario-name span{color:var(--dim);font-size:10px}.scenario-card>strong{display:block;margin:17px 0 2px;font-size:29px;letter-spacing:-.04em}.scenario-card>small{color:var(--dim)}.scenario-stats{margin-top:17px;padding-top:14px;border-top:1px solid var(--line)}.scenario-stats div{display:flex;justify-content:space-between;margin-top:7px;color:var(--dim);font-size:11px}.scenario-stats b{color:var(--soft)}
.insights-section{padding:80px 0}.insights-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:70px;align-items:center}.insight-main>p{color:var(--dim);font-size:16px}.funnel{margin-top:25px;display:flex;align-items:center;flex-wrap:wrap;gap:8px}.funnel span{padding:8px 10px;border:1px solid var(--line);border-radius:10px;background:rgba(255,255,255,.025);color:var(--soft);font-size:11px;font-weight:750}.funnel i{color:#4f6482;font-style:normal}.formula-list{border-top:1px solid var(--line)}.formula-list details{border-bottom:1px solid var(--line)}.formula-list summary{list-style:none;padding:18px 2px;display:flex;justify-content:space-between;cursor:pointer;font-weight:800}.formula-list summary::-webkit-details-marker{display:none}.formula-list details[open] summary span{transform:rotate(45deg)}.formula-list p{margin:-4px 0 18px;color:var(--dim);font-size:13px}.formula-list code{color:#bae6fd}.cta-section{padding:20px 0 80px}.cta-card{padding:38px;border:1px solid rgba(56,189,248,.22);border-radius:26px;background:radial-gradient(circle at 10% 0%,rgba(37,99,235,.18),transparent 36%),linear-gradient(135deg,rgba(18,34,58,.96),rgba(9,15,27,.97));box-shadow:var(--shadow);display:flex;align-items:center;justify-content:space-between;gap:38px}.cta-card>div:first-child{max-width:690px}.cta-card p{margin:13px 0 0;color:var(--dim)}.cta-actions{display:grid;gap:10px;min-width:190px}.primary-button,.secondary-button{padding:13px 19px;border-radius:999px;text-align:center;font-size:13px;font-weight:850}.primary-button{background:linear-gradient(180deg,#2764ed,#194ac7);box-shadow:0 0 28px rgba(56,189,248,.22)}.secondary-button{border:1px solid var(--line);background:rgba(255,255,255,.025)}footer{padding:30px 0 38px;color:var(--dim);font-size:12px;background:rgba(2,6,14,.42);border-top:1px solid rgba(255,255,255,.04)}.footer-line{display:flex;align-items:center;justify-content:space-between;gap:20px}.footer-line div{display:flex;gap:16px}.disclaimer{margin-top:18px;padding-top:16px;border-top:1px solid var(--line);line-height:1.6}.toast{position:fixed;left:50%;bottom:25px;z-index:30;transform:translate(-50%,20px);padding:11px 16px;border:1px solid rgba(56,189,248,.25);border-radius:999px;background:#101b2f;box-shadow:var(--shadow);opacity:0;pointer-events:none;transition:.2s}.toast.show{opacity:1;transform:translate(-50%,0)}
@media(max-width:900px){.hero-grid,.calculator-grid,.insights-grid{grid-template-columns:1fr}.hero{padding-top:52px}.hero-grid{gap:32px}.hero-snapshot{max-width:520px;transform:none}.insights-grid{gap:35px}.cta-card{align-items:flex-start;flex-direction:column}.cta-actions{display:flex;flex-wrap:wrap}.scenario-grid{grid-template-columns:1fr}.section-heading{align-items:flex-start;flex-direction:column}.nav-toggle{display:block}.nav-links{display:none;position:absolute;top:68px;left:16px;right:16px;padding:12px;border:1px solid var(--line);border-radius:17px;background:#0b1424;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}.nav-links.open{display:flex}.nav-links>a{text-align:center}}
@media(max-width:560px){.container{width:min(100% - 22px,var(--max))}.hero{padding:40px 0 28px}.hero h1{font-size:42px}.brand img{width:175px}.fields.two,.metric-grid{grid-template-columns:1fr}.input-section,.advanced-body{padding-inline:16px}.panel-top,.advanced summary{padding-inline:16px}.verdict{align-items:flex-start;flex-direction:column}.metric-grid{padding-inline:16px}.probability-card,.lifetime-card,.verdict{margin-inline:16px}.payout-table-head{display:none}.payout-table label{grid-template-columns:42px 1fr 1.15fr}.cta-card{padding:25px}.cta-actions{width:100%;display:grid}.footer-line{align-items:flex-start;flex-direction:column}}
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